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INSURANCE POLICIES

Secure yourself and your loved ones through tough times


GENERAL INSURANCE

General insurance protects assets and liabilities, offering coverage for various risks like property damage, accidents, and liability claims.

LIFE INSURANCE

Life insurance provides financial protection for an individual's life, ensuring a lump sum or periodic payments to beneficiaries upon death.



GENERAL INSURANCE




PROPERTY INSURANCE


Our property insurance safeguards your assets, offering protection against risks like damage, theft, or natural disasters for a secure future.


  • Householder Insurance

  • Condo Insurance

  • Natural Disaster Insurance

  • Fire Insurance




  • AUTO INSURANCE


    Our auto insurance policies prioritize your safety and peace
    of mind, covering vehicles at the lowest possible rates and ensuring smooth journeys on the road.


  • Car Insurance

  • Motorcycle Insurance

  • Commercial Auto Insurance

  • Other Vehicle Insurance



  • OVERSEAS TRAVEL INSURANCE


    Our travel insurance ensures
    worry-free journeys, covering unexpected events and medical emergencies for a safe and enjoyable trip.


  • Trip Cancellation Insurance

  • Trip Interruption Insurance

  • Travel Medical Insurance

  • Baggage Insurance


  • BUSINESS INSURANCE


    Our business insurance provides comprehensive coverage, safeguarding your enterprise from risks and promoting a secure and thriving business environment.


  • Business Property Insurance

  • General Liability Insurance

  • Business Interruption Insurance

  • Professional Liability Insurance

  • Workers' Compensation


  • WHY GET HOME INSURANCE?


    Home insurance provides crucial protection for your home and belongings. It acts as a safety net, shielding you from financial losses due to unforeseen events like natural disasters, fires, theft, or liability claims.

    In the face of adversity, it offers peace of mind, ensuring that your investment is safeguarded.

    With rising uncertainties in today's world, having home insurance is a responsible choice, offering not only financial security but also a sense of stability for you and your family.

    It's a proactive step towards a secure future, mitigating risks and enabling you to rebuild and recover after unfortunate incidents.

    Home insurance is a smart investment that brings reassurance, allowing you to cherish your home without unnecessary worry.



    MEDICLAIM INSURANCE


    Our mediclaim insurance ensures comprehensive coverage and financial support, prioritizing your health and providing peace of mind for medical expenses.


  • Complete Hospitalization Expenses

  • Organ Donor Expenses

  • Maternity Coverage

  • Critical Illness Cover




  • MEDICAL INSURANCE


    LIFE INSURANCE


    Our life insurance policies offer financial security and peace of mind, ensuring your loved ones are protected in the face of uncertainty.


  • Term Life Insurance

  • Whole Life Insurance

  • Moneyback Insurance

  • Endowment Policies

  • HEALTH INSURANCE


    Our health insurance plans prioritize your well-being, covering medical expenses and providing comprehensive coverage for a worry-free life.


  • Individual Health Insurance

  • Family Health Insurance

  • Group Health Insurance

  • Critical Illness Insurance




  • WHY GET MEDICAL INSURANCE?


    Medical insurance is a fundamental shield for your health and financial stability. It acts as a safety net, protecting you from the staggering costs of medical treatments that can arise unexpectedly.

    With a good insurance plan, you gain access to a wide array of healthcare services and treatments, promoting a proactive approach to your well-being through preventive care. Beyond financial assistance, it offers peace of mind, knowing that you can face health challenges without worrying about the financial strain.

    In essence, medical insurance is an investment in your health, ensuring that you receive the necessary care while maintaining your financial security, ultimately contributing to a better and healthier life.




    WHY GET LIFE INSURANCE?


    Life insurance is a vital financial tool that guarantees protection and peace of mind for your loved ones in the unfortunate event of your demise.
    It serves as a safety net, providing a tax-free lump sum to beneficiaries, ensuring their financial stability during an emotionally challenging period.

    This lump sum, often referred to as the death benefit, can cover various expenses such as outstanding debts, funeral costs, mortgages, education expenses, and daily living costs.

    By securing life insurance, you are proactively safeguarding your family's future, granting them the financial support necessary to maintain their quality of life even when you're no longer there to provide for them.

    It's a thoughtful and responsible decision, reflecting your commitment to the well-being and security of those you care about most.




    VALUE OF HUMAN LIFE...


    Insurance HLV, or Human Life Value, involves assigning a monetary worth to oneself in order to estimate the potential future expenses of one's loved ones. The initial step in determining HLV is evaluating the person's present income and capacity to earn in the future.

    The value that each individual holds is deeply personal and multifaceted, influenced by a myriad of factors including personal experiences, beliefs, aspirations, contributions to society, relationships, and more.

    This variation in value is what makes each person unique and indispensable. From the perspective of life and medical insurance, this intrinsic value remains constant and immeasurable, irrespective of external circumstances.

    Life insurance recognizes and respects this inherent worth by offering financial protection to the loved ones left behind, emphasizing that every life is invaluable.